The operating system for bridging lenders
Leads, underwriting, valuations, servicing, funding and risk in a single platform. It takes the admin off your team's hands, so they can spend their time on the broker and borrower relationships that win deals.
Built to strengthen relationships, not replace them
Bridging is a relationship business. The platform doesn't try to take the conversation away from your team. It handles the admin around it, so every broker and borrower gets a faster, better-informed person on the other end.
Your people stay in front
AI reads the notes, drafts the chaser and writes the first cut of the credit paper. Your team reviews, edits and decides, and nothing reaches a broker or borrower without a person.
Every conversation, kept
Calls with recordings and transcripts, emails, notes and meetings sit on the deal. Whoever picks it up, on cover or at handover, carries on the relationship mid-conversation.
Time back for the deals
No re-keying, checklists that drive each stage and figures that calculate themselves. The hours saved go back into the conversations that win business.
Follow a deal from first enquiry to redemption
Pick a chapter, or let them play through: quotes on a lead, the pipeline, underwriting, servicing the live loan, and redemption.
A lead holds as many costed quote options as the deal needs. When the borrower picks one, mark it accepted and it becomes the active quote, ready to submit as an application.
Recorded unedited in the platform · fictional sample data
A cold lead, understood in seconds
Drop in whatever notes you have and get back a structured breakdown for a person to review. Nothing writes to the record until someone applies it.
Freeform note
|
AI suggestions
ReviewExample only.
Submission to Drawdown. Everything else is yours to shape.
A simple deal can run a simple pipeline, and a complex one can track every stage it actually needs. Reorder stages, run two in parallel, or give an application type its own pipeline entirely.
Fund every deal from the right facility
Model warehouse lines, forward flow and participation facilities, then draw against them as deals complete.
- Utilisation requests against each funder and SPV, from draft to funded
- Checked against the funding value before anything is over-drawn
- Move a loan's funding to another funder if the arrangement changes
Risk scoring your MLRO can stand behind
A weighted scorecard on every account and contact, with red flags forcing the rating. Anything that needs a second opinion goes to the MLRO, not an inbox.
- Sanctions, adverse media and other red flags force the rating, whatever the weighted score
- Refer to the MLRO in one click, with a note on why
- The MLRO reviews it and resolves it as a pass or fail, with the reason recorded on the referral
Base rate moves. Your loans follow your rules.
The Bank of England base rate is picked up every day. When it moves, your variable-rate loans are repriced by the rules you set.
- Payments updated, and each borrower emailed their letter and new schedule
- Choose which loans move, or hold a change for review
- A notice period, a floor at the drawdown rate and a cap on any rise
Every screen your team works in
Captured straight from the app, in the dark theme your team can switch to. Select any screen to see it full size.
Everything a specialist lender needs, built in
AI does the first draft, and your team makes the call. The rest is there the moment your book needs it.
AI drafts, your team decides
Lead analysis
Notes on a new enquiry become applicants, securities and loan terms for someone to review and apply.
Credit papers
Loan summaries and credit committee papers written from the application, for your credit team to edit.
Email drafting
Chasers drafted from the deal and its correspondence, left on the timeline as drafts to check and send.
AI-assisted lead analysis
Freeform notes on a cold lead become a structured breakdown of applicants, security and loan details in seconds. A person reviews and applies it; nothing is written automatically.
AI credit papers
Loan summaries and credit committee papers written from everything on the application: figures, securities, valuations and the timeline. Your credit team reviews and edits before it goes to committee.
AI email drafting
Open a task and Draft email writes the chaser from the record and recent correspondence. It lands on the timeline as a draft for someone to check and send. Nothing goes out on its own.
Recorded security calls
Attach the call recording to a phone call and the platform transcribes it, so ID checks, confirmations and the borrower's own words sit on the timeline.
Document automation
Offer letters, facility agreements and redemption statements generate from templates, with merge fields pulled from the live record. No stale copy-paste.
Multiple quote options
Quote several options on the same lead, not one at a time. When one is accepted, it converts straight into a live application.
Branching pipelines
Fork a pipeline into parallel stages and join them back once every branch is done. You build it visually on a canvas, not in a config file.
Finance & funding
Model warehouse, forward-flow and participation facilities and track drawdowns against them. Move a loan's funding between funders if the arrangement changes.
Risk & compliance
Risk scoring sits on the account and contact record itself. Anything that needs a second opinion goes to a referral queue that crosses business boundaries.
Clear, published pricing
Pay monthly for the modules you use and a licence for each person. Work out your price in the calculator, then try the platform free in the sandbox.
£550
/ month
Core: underwriting, servicing and admin
£40
/ user / month
Team Member licence
£10
/ user / month
Read-only licence
Excluding VAT. Optional modules from £100 a month.
Run it on a real pipeline today
Create a free sandbox and explore leads, underwriting and servicing with sample data. No setup call required.